Every cash question, answered before it becomes a crisis.
Know which week cash gets tight, what is coming in and going out, and act while there is still time — from the receivables, payables, payroll and contracts already in your systems.
The 13-week forecast is a spreadsheet. It is rebuilt by hand every Monday.
Receivables live in accounting, payables in the AP queue, payroll on its own calendar, debt service in the loan agreement and billing schedules in the contracts. Every Monday someone pulls three exports, calls AR and rebuilds the model.
When the CEO or a lender asks whether cash holds through the quarter, the challenge isn't adding up balances. It's knowing when each receipt will actually arrive, which payments are committed, whether payroll clears in week six, and whether the covenant still holds after a large payment.
By the time the model is trusted, half the week it was meant to inform is gone — and a delayed collection turns a comfortable month into an unplanned drawdown.
Plus a call with AR and a spreadsheet.
Cash Forecasting, in practice.
Direct-method build
Receipts and disbursements are projected from open AR and AP with your actual payment behavior — not from a percentage of revenue.
Committed timing from contracts
Billing schedules, minimums, escalators and milestone terms are read from the contracts themselves, so committed inflows are dated rather than estimated.
Payroll, tax and debt service
The large, fixed, non-negotiable outflows are modeled on their real calendars, including off-cycle runs and seasonal burden.
Scenario and stress testing
Slip collections, delay a capital event, lose a customer — and see the week the position turns and the size of the gap.
Facility and covenant headroom
Revolver availability, borrowing base and covenant thresholds are carried in the model, so the forecast reports headroom, not just balance.
Variance against last week
Each refresh is compared to the prior week so you can see which assumption moved and who moved it.
From your systems to a decision.
The week the position turns, named in advance.
A customer that has paid in 30 days starts paying in 55. Farsight DS moves its open invoices out on the new pattern, re-runs the 13 weeks and finds the week payroll and revolver interest land together — before anyone has to find it on a Monday.
- ARDays to pay 30 → 55Top-five customer · $840K open
- Farsight DSReceipts re-dated on actual behavior23 invoices moved
- CashWeek 7 closing cash −$310KPayroll and interest in the same week
- FacilityRevolver headroom $1.1M → $0.4MBorrowing base, week 7
- DecisionDraw or collect, with the week namedSent to the treasurer
Want to see this against your own data?
From your systems to a working solution.
Farsight DS works on top of what you already run. Nothing is replaced.
Connect
Connect the systems, documents and information the business already uses.
Configure
Shape Farsight DS around your requirements, processes and data.
Validate
Review the data, assumptions, models and outputs before anyone relies on them.
Launch
Put it into production.
Need help redesigning the process itself? Farsight DS services can take it from process design through implementation, training and adoption.
Implementation servicesCash Forecasting on its own is useful. Connected, it is a different product.
Start with Cash Forecasting and the systems you already run. Each module below adds context the others can use — none of them is a prerequisite.
Frequently asked questions.
Is this a direct-method cash forecast?
Yes. A rolling 13-week direct-method forecast: receipts and disbursements are projected from open receivables and payables using your actual payment behavior, with payroll, tax and debt service on their real calendars.
Does it account for our credit facility and covenants?
Yes. Revolver availability, borrowing base and covenant thresholds are carried in the model, so the forecast reports headroom as well as balance.
How often does it update?
It refreshes as the underlying transactions move, and each refresh is compared with the prior week so you can see which assumption moved.
Does Farsight DS replace our ERP, CRM or other systems?
No. Your ERP, CRM, HRIS, operational systems and document repositories stay where they are and remain where the work gets done. Farsight DS reads from them and connects the information across them.
Do we have to license the other products?
No. Every product is useful on its own, and none is a prerequisite for another. Each one you add gives the others more context, so start with the one you need and add more when they create value.
See Cash Forecasting against your own data.
A 30-minute strategy session: we map how your systems connect and identify where this would pay for itself first.